Josef Krutek
Josef Krutek
"Finance is more than just math—it's about creating the freedom to live without worry."
Jozef Krutek is on a mission to prove that finance doesn’t have to be overwhelming. Swapping military precision for private wealth management, he now helps clients bring structure to their finances at Beplan. Jozef has quickly become a recognized expert by prioritizing a human, easy-to-understand approach. Beyond traditional consulting, he is a prominent voice on social media; through his brand "The Golden Lighthouse," he serves as a guide for thousands seeking financial responsibility and clarity.
As the face of "The Golden Lighthouse," he believes that peace of mind and composure are more valuable in finance than quick profits. On the Linio Talk podcast, he shares his story of how educating clients can transform their outlook on the future. Jozef brings to the discussion the fresh energy of someone who understands the power of digital communities while remaining firmly grounded when creating concrete life strategies.
Why should you listen to the episode with Jozef? Whether you want to start your investment journey without the stress or learn how to merge high-level financial consulting with a thriving presence on TikTok and Instagram, don't miss this episode. Jozef opens up about why family values are the foundation of his business and explains why long-term vision—seeing beyond the immediate horizon—is the ultimate key to financial freedom in the modern age.
Watch the full action-packed episode
Experience the Best Way to Manage Your Contacts
No more tedious manual entry of contacts! Just scan a business card and Linio will automatically recognize the name, company, position, and other details. Thanks to our advanced algorithm, we search the internet to find relevant connections – whether on LinkedIn, business registries, or social media.
Automatic Linking
Our app connects to social networks and public registries, so you can discover the most comprehensive information available about a person or company.
Frequently Asked Questions
We’ve put together answers to the most frequently asked questions we receive from you.
Does the content of business cards get stored in the cloud?
Only if you have backup enabled and linked to your operating system (iCloud/Google Drive). The Linio app does not store your data anywhere else.
Who has access to my scanned contacts?
Only you. We do not collect or store your data.
How is my data protected from misuse?
Only you have access to your data on your device.
What happens to my data if I uninstall the app?
Linio does not store your data on any external server. If you don’t have app backup enabled directly through your operating system (iCloud/Google Drive), all data stored on your device will be deleted once you uninstall the Linio app.
Can I permanently delete my data?
Yes — we do not store your data anywhere, and it exists only on your device. Deleting the app on your device will automatically erase all data as well. If you have backups enabled on iCloud/Google Drive, you will need to delete those too.
Is the app GDPR compliant?
Yes, the app meets all requirements and obligations related to GDPR compliance.